Innovative Insurance Solutions
RAVAH|SURE focuses on Captive Insurance Services, delivering customized risk management solutions for farmers, agribusinesses, and cooperatives worldwide. Gain greater control over your insurance programs, reduce costs, and enhance financial stability.
Agriculture faces risks from extreme weather and natural disasters to market fluctuations and supply chain disruptions. Traditional insurance often falls short with high premiums, limited coverage, and rigid terms that fail to meet unique agribusiness needs.
Once reserved for large corporations, captive insurance is now accessible to individual farmers and local agribusinesses. By leveraging secure and proven captive structures, our customers establish their own insurance companies, benefiting from tailored coverage and financial flexibility.
Reduce insurance costs and retain underwriting profits within your own captive insurance company.
Design insurance programs that meet your specific agricultural risks and operational needs.
Turn insurance premiums into capital assets while maintaining comprehensive risk protection.
A captive insurance program can cover a wide range of risks specific to agricultural operations.
RAVAH|SURE promotes two primary insurance programs designed to meet different agricultural needs.
RAVAH|SURE and its partners collaborate with customers to establish captive insurance companies, allowing management to fully control their insurance programs. Together, we develop customized policies that address unique needs.
Operations exceeding 10,000 acres
Farms producing premium crops such as grapes, nuts, fruits, citrus, or vegetables
Annual gross revenues from production through processing exceeding $6,000,000
Businesses paying over $200,000 annually on insurance premiums
Note: Our process typically takes from 60 to 90 days depending on the data available and response time of all parties involved.
According to a 2017 U.S. Department of Agriculture-funded study, lack of access to affordable health insurance is one of the most significant concerns facing American farmers. Two out of three farmers and ranchers (64%) reported having a pre-existing health condition.
The American Agribusiness Association (A3) offers an exclusive healthcare member benefits program for Agribusinesses. To access the program, you must join A3 as a member.