RAVAH

RAVAH|SURE

Innovative Insurance Solutions

Transforming Agricultural Risk Management

RAVAH|SURE focuses on Captive Insurance Services, delivering customized risk management solutions for farmers, agribusinesses, and cooperatives worldwide. Gain greater control over your insurance programs, reduce costs, and enhance financial stability.

RAVAH Sure innovative insurance solutions

WHY CAPTIVE INSURANCE?

Agriculture faces risks from extreme weather and natural disasters to market fluctuations and supply chain disruptions. Traditional insurance often falls short with high premiums, limited coverage, and rigid terms that fail to meet unique agribusiness needs.

Once reserved for large corporations, captive insurance is now accessible to individual farmers and local agribusinesses. By leveraging secure and proven captive structures, our customers establish their own insurance companies, benefiting from tailored coverage and financial flexibility.

Cost Control

Reduce insurance costs and retain underwriting profits within your own captive insurance company.

Tailored Coverage

Design insurance programs that meet your specific agricultural risks and operational needs.

Financial Stability

Turn insurance premiums into capital assets while maintaining comprehensive risk protection.

COMPREHENSIVE COVERAGE OPTIONS

A captive insurance program can cover a wide range of risks specific to agricultural operations.

Crop insurance
Farm property
Product recalls
Environmental liabilities
Workers' compensation
Auto liability
General liability

OUR INSURANCE PROGRAMS

RAVAH|SURE promotes two primary insurance programs designed to meet different agricultural needs.

Farm enterprise captive insurance

How It Works:

RAVAH|SURE and its partners collaborate with customers to establish captive insurance companies, allowing management to fully control their insurance programs. Together, we develop customized policies that address unique needs.

Benefits:

Tailored risk management solutions for agricultural enterprises and their owners
Protection against catastrophic losses while supporting financial performance goals
Opportunity to retain underwriting profits within the captive insurance company

Is a Captive Right for Your Farm or Agribusiness?

Acreage

Operations exceeding 10,000 acres

High-Value Crops

Farms producing premium crops such as grapes, nuts, fruits, citrus, or vegetables

Revenue

Annual gross revenues from production through processing exceeding $6,000,000

Insurance Costs

Businesses paying over $200,000 annually on insurance premiums

RAVAH Sure captive insurance process

Note: Our process typically takes from 60 to 90 days depending on the data available and response time of all parties involved.

Healthcare benefits for agribusiness

The Challenge:

According to a 2017 U.S. Department of Agriculture-funded study, lack of access to affordable health insurance is one of the most significant concerns facing American farmers. Two out of three farmers and ranchers (64%) reported having a pre-existing health condition.

The Solution:

The American Agribusiness Association (A3) offers an exclusive healthcare member benefits program for Agribusinesses. To access the program, you must join A3 as a member.

Program Benefits:

Available to all group sizes (including one member)
Fully funded, first-dollar coverage
4 tier rates nationwide with no age rating, no census needed
In-network coverage in all 50 states (including DC and Puerto Rico)
Participating members have seen savings in monthly costs
Access to a national PPO provider network
Open enrollment is the 1st of every month
As an A3 member, coverage cannot be denied
ACA-compliant health benefits available

Ready to Transform Your Risk Management?

Discover how RAVAH|SURE's innovative insurance solutions can provide greater control, reduced costs, and enhanced financial stability for your agricultural operations.